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Homestar Financial Corporation offers an extensive variety of loan programs to meet your needs. We are approved with a multitude of leading national lenders and have warehouse funding in order to provide you with the maximum number of choices.  We specialize in FHA, VA and USDA insured programs with in-house processing and underwriting capabilities that will expedite your closing.   All of our residential and commercial products are designed to have the lowest closing costs possible to you.  Here are some of the competitive mortgage programs we offer:
 


  • Reverse Mortgage Programs and Counseling for Seniors 
  • Conventional 30 and 15 Year Fixed Rates
  • Federal Housing Administration (FHA) Insured Programs
  • Department of Veteran Affairs (VA) Guaranty Programs for GI's
  • USDA Rural Development Programs
  • Construction to Permanent Specialists
  • 1 to 6 month and 1,3,5,7, & 10 Year Adjustable Rate Mortgages
  • Jumbo Mortgage Programs Greater Than $ 417,501
  • Interest Only Mortgages
  • Debt Consolidation Refinances
  • Rate & Term Refinances
  • Second Mortgages
  • Non-Conforming Loans
  • Alternative Credit Programs
  • Home Equity Lines of Credit
  • Non-Owner Occupied and Second Home Loans
  • Manufactured and Modular Housing Loans
  • 15, 30, 45, 60 and up to 120 Day Rate Locks
  • Fannie Mae Automated Underwriting
  • Freddie Mac Automated Underwriting
  • In House Processing Staff
  • In House Underwriting Available On Most Products   

We have a program for you!  A bank has one box for you, as a Mortgage Lender, we have a multitude of boxes to fit your needs.  Let's see which one works the best for you.